Unusual Money Saving Tips

Jan 22, 2014 by

Unusual Money Saving Tips

Most likely you have heard various financial tips. Some of them you may have followed and some of them you may not have felt the need to do. No matter how you feel about financial tips, there are some that are unusual but really do work.

When you go out to eat you can see on the menu that some meals are larger than others. Most of the time the meal that are larger are not really much more expensive than the smaller meals are. Order the larger meal. You can take home the left overs and have another meal that did not cost any money because it had been paid for already.

Get your friends to cut your hair. Make a party of it. Getting your friends to cut your hair can save a lot of money over the course of a year. Think about how much you pay per haircut, is it worth it? Depending on what you want done to your hair and your friend’s skill level there is no reason they cannot do it for you.

Use dryer sheet two or three times. Dryer sheets are still good after their first use, do not throw them away. They can be used two to three times and still be effective. Reusing dryer sheets will help you to save money by not needing to buy more than necessary.

Saving Money

Saving Money (Photo credit: 401(K) 2013)

The day after Christmas there are so many sales and deals. You can find great gift baskets for next to nothing. There is nothing wrong with buying a lot of them and saving them for next year. You may even find that you can give them as gifts for other things throughout the year such as birthdays. This saves a lot of money, because the day after Christmas they are trying to get rid of all the items they have in stock for that year.

Do not buy rags at the store. When a towel or piece of clothing is worn out and no longer of use cut it up. You can use the scraps of clothing or towels instead of buying rags. This saves money and can give you many more rags than you would actually buy at the store and if one gets ruined you will not mind as much because it was not a new rag, it was an old piece of clothing.

There are many ways to save money. Some are more unusual than others. It does not matter if it is a way that most people use to save money or if it is a big more unusual. The point is to save where you can. You may surprise yourself by finding more ways to save than anyone you know, or a new way to save that no one else is doing.

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Why Setting Up A Budget Makes Sense

Nov 27, 2013 by

Why Setting Up A Budget Makes Sense

One of the smartest things that you can do for your finances is to set up a monthly budget. While you may have a general idea of how much you have to spend and where you have to spend it, by setting up a budget you can get a better idea of what your finances are. Of all of the Financial Tips that are out there, putting together a budget is one of the easiest that you can do. Here are three ways putting together a budget can help you out:

See How Much You Have To Spend


budget (Photo credit: 401(K) 2013)

While you may have a general idea of how much money you have to spend with each paycheck, seeing it in a budget will change the way that you think about it. By knowing how much you can spend, you will be closer to your money, and understand just how important each purchase you make is.

Know Where Your Money Goes

In addition to knowing how much money you have to spend, it is also important to know where your money is going. It isn’t just about the amount that you spend on bills, it is about knowing where you money is going on your daily purchases such as gas, food and purchases that involve your entertainment.

See Where You Can Save Money

When you know where you are spending your money, you can see where you can save money. If you realize that you are spending an exorbitant amount of money on lunches each week, you can see how much you can save by just packing your own lunch a couple of times a week.

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Saving Money By Eating At Home

Nov 6, 2013 by

Saving Money By Eating At Home

It happens more than you would like to admit: you are driving home from work after a long day and you suddenly realize that you don’t feel like cooking. While you may have something defrosting at home, and you know exactly what you are going to cook, there is a point where you just don’t feel like doing that 30-hour of prep and cooking. Because of this, you end up either going somewhere to eat with your family, or you pick something up on your way home from the take-out menu. While it is okay to do this from time to time, it is not something that you should make a habit of.

Eating At Home Saves Money

Of all of the Financial Tips that you can, one of the best that you can pay attention to is that it is always cheaper to eat at home as it is to eat out. While you may understand that going to a restaurant and spending $15 a person is more expensive than eating at home, it is important to recognize that simply going to a fast food restaurant is going to cost you more than eating at home. The average hamburger at a fast food restaurant is going to cost you between $2-$4; if you make that same hamburger at home, it is going to cost you less than a $1. If you eat our regularly, that savings can add up, especially if you tend to go out a lot. With this in mind, if you can limit the amount that you eat out and plan ahead for meals at home, you can end up saving a lot of money from month to month

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